Leave Home Without It…How to Avoid Credit Card Debt

It would seem that a day doesn?t go by without receiving a credit card offer in the mail. Oftentimes, the offers seem too good to pass up. But before you?re tempted to apply for that ?platinum card?, there are a few things you should know. Too many people see credit cards as a means of buying things they wouldn?t normally be able to afford. It?s very easy to live beyond your means when you only have to make a ?low minimum payment? once a month. But what most people fail to realize is that interest only continues to pile up on your outstanding debt. When you make only the minimum payments on your credit cards you're often not even covering the interest from the previous month, let alone making a dent in paying off the principal. At that rate you can be paying off your credit card debt…